Your Financial Legacy.
Our Expertise.
Financial Advisors in Overland Park, KS Helping You Build and Protect Your Wealth
Within 5 years Of Retirement
Retirees
Next-Generation
Wealth Builders
Our Wealth Management Approach
At NovaDius, we take a ‘Family First’ approach to wealth management, helping you protect what matters most — your future and your loved ones. We combine personalized retirement planning, investment management, and financial strategies with the deep expertise and care you’d expect from family. Whether you’re preparing for retirement, growing your wealth, or preserving your legacy, we’re here to guide you with trust, clarity, and commitment.
At NovaDius, you’re not just choosing a firm — you’re gaining a lifelong financial partner you can trust. Every client works directly with an experienced advisor who takes the time to truly understand your goals, values, and financial journey. We believe managing wealth isn’t just about numbers — it’s about building lasting relationships, preserving your legacy, and helping you live with confidence at every stage of life.
Our Specialty in Retirement Planning and Beyond
We believe in an open and transparent relationship with our clients. Our fee structure is simple and easy to understand. We charge a fee based on a percentage of assets under management, thus our interests are aligned with yours. We succeed when you succeed and we make more when you make more!
Our portfolios are managed by seasoned professionals with decades of experience overseeing both institutional and individual investments. We have expertise across a wide range of asset classes and have managed through the ups and downs of many market cycles. We use this experience to benefit you by tailoring portfolios to best meet your goals and needs.
We take the time necessary to get to know you the person, as well as you the wealth advisory client. We want to know your likes and dislikes, your financial goals and dreams, your risk tolerance, and everything else in between. By truly getting to know you, we are then able to implement a comprehensive financial and investment management plan.
We put your best interests FIRST all the time, every time. We take the responsibility of managing your financial life seriously and act with honesty and integrity throughout our relationship.
Our independent firm structure allows us to make recommendations based solely on your goals and objectives. We have no sales quotas, no incentives to sell you a certain financial product in order to increase our compensation, and no pressure to cross sell you services from other departments of the firm.
Wealth Management Insights
Frequently Asked Questions
A financial advisor helps clients make informed decisions about their money, investments, and long-term financial goals. There is a wide range of financial advisors in Overland Park and Kansas City that can provide everything from financial planning and investment management to tax planning and retirement income guidance. They will typically assess each client’s financial situation, including assets, liabilities, and income, to build a customized financial plan. Many financial advisors act as fiduciaries, meaning they are legally obligated to act in the client’s best interest. Rather than selling financial products for a commission, they focus on selecting investments that align with their clients’ goals. A Certified Financial Planner (CFP) can also help optimize retirement accounts, manage portfolios, and recommend wealth management strategies. The CFP is a credential for financial planners who have met rigorous standards and are committed to acting in their clients’ best interests, using a comprehensive approach to financial planning. Whether advising on estate planning, life insurance, or college savings, a financial planner can bring clarity and structure to complex financial decisions. Their insights on market risks, asset allocation, and regulatory disclosures help reduce emotional decision-making. Kansas City residents often rely on trusted financial advisors to balance real estate, small business income, and long-term investment strategies, building financial security through comprehensive planning and professional financial advice.
When hiring a financial advisor, look for credentials such as Certified Financial Planner (CFP) or Chartered Financial Consultant (ChFC) designations, both regulated by the CFP Board of Standards. These credentials confirm the advisor’s education and ethical commitment. Ask if they are fiduciaries. Fiduciary advisors must put client interests first, avoiding conflicts of interest common with commission-based models. Review their Form ADV disclosures, available through the Securities and Exchange Commission (SEC), to understand fee structures and disciplinary history. In Overland Park and Kansas City, reputable financial advisors are transparent about costs, communication frequency, and investment philosophy. Seek advisors offering comprehensive financial planning, including retirement income, estate planning, and risk management. It’s also valuable to ask about their approach to asset allocation, market volatility, and portfolio diversification. A trustworthy financial consultant will prioritize your financial goals, communicate clearly, and act as a partner in long-term wealth management, not just short-term performance.
A strong financial plan can help minimize the risks of inflation, stagflation, or recession by maintaining a balanced and diversified portfolio. Financial advisors evaluate each client’s risk tolerance and investment objectives to design an asset allocation strategy that protects purchasing power. Once again, there is a wide range of financial advisors in Overland Park and Kansas City, but these wealth management professionals may include dividend-paying stocks, bonds, and real estate holdings to offset inflationary pressures. Financial planners might also recommend flexible financial products such as broad index funds or certain annuities for stability, provided those products align with the client’s best interests. Effective financial planning integrates emergency savings, insurance, and tax-efficient investment vehicles like Traditional IRAs and Roth IRAs. By monitoring market trends, Federal Reserve policy, and interest rates, financial advisors adapt strategies to preserve capital. A financial professional also addresses debt management, liquidity, and estate planning, ensuring clients can weather economic cycles without sacrificing long-term financial goals. In short, strategic financial planning helps individuals safeguard assets, optimize returns, and build lasting wealth despite economic uncertainty.
Fee-only financial advisors charge clients directly for their services, usually through hourly rates, flat fees, or a percentage of assets under management. Commission-based advisors earn income from selling financial products like insurance, annuities, or mutual funds. The difference can impact how unbiased the advice is. Fee-only advisors, often registered investment advisers (RIAs) or fiduciaries, can help minimize conflicts of interest since they don’t typically profit from product sales. Commission-based financial professionals may be incentivized by brokerage or insurance companies, which can influence recommendations. In Kansas City and beyond, many investors prefer fee-only fiduciaries for transparency and alignment with client interests. When evaluating advisors, ask for detailed disclosures and review their compensation structure. Reputable financial planners will always explain fees upfront and clarify whether they are held to fiduciary standards. Choosing a fee-only advisor ensures that investment strategies, estate plans, and retirement income solutions are designed solely to benefit the client’s financial well-being.
A financial advisor specializing in estate planning helps clients create strategies to protect and distribute wealth efficiently. This includes minimizing inheritance taxes, structuring charitable giving, and ensuring assets transfer smoothly to heirs. Advisors coordinate with estate attorneys to establish wills, trusts, and beneficiary designations aligned with federal tax law. In Kansas City, financial advisors also help families manage complex estate issues such as real estate holdings, business succession, and philanthropic foundations. They evaluate the impact of annuities, life insurance, and investment accounts on estate liquidity. By understanding both emotional and financial aspects of legacy planning, fiduciary advisors help families preserve values along with wealth. Financial consulting in this area ensures compliance with regulations, protects against unnecessary taxation, and supports intergenerational prosperity. Through disciplined planning and comprehensive advisory services, financial professionals enable clients to give meaningfully, protect assets, and achieve lasting impact.
While the terms financial planner and financial advisor are often used interchangeably, they can represent different scopes of service. A financial advisor typically provides investment advice, portfolio management, and ongoing advisory services. A financial planner focuses on comprehensive financial planning, which includes budgeting, saving for college, debt management, tax law strategies, and retirement income planning. Both financial advisors and planners can be certified financial planners (CFPs), registered investment advisors (RIAs), or fee-only fiduciaries. Choosing between them depends on your financial goals. If you need investment management, an advisor may be ideal; for broader planning, a financial planner can help map your entire financial life. Top financial advisors in Overland Park and Kansas City often blend both disciplines, offering wealth management, estate planning, and investment consulting. Working with a fiduciary ensures transparency around commissions and fee structures, helping clients pursue prosperity and peace of mind through informed financial guidance.
Fiduciary financial advice means the advisor is legally bound to act solely in the client’s best interest. This eliminates conflicts of interest and prioritizes objective, transparent recommendations. Fiduciary financial advisors typically do not receive commissions from selling investment products. Instead, they charge flat fees or a percentage of assets under management. This model aligns the advisor’s success with the client’s. In wealth management, fiduciary guidance can ensure investment strategies are personalized based on risk tolerance, goals, and time horizon. Fiduciary advisors can also hold credentials such as the Certified Financial Planner (CFP), which must comply with additional CFP Board regulations and ongoing ethics training. For investors in Overland Park or Kansas City, a fiduciary advisor can provide confidence that advice on tax planning, estate strategies, or retirement portfolios is unbiased. Whether recommending ETFs, mutual funds, or real estate investments or providing guidance on Traditional IRAs or Roth IRAs, fiduciary advisors provide financial consulting that builds trust, protects assets, and supports a client’s long-term prosperity.
Financial advisors play an essential role for small business owners by integrating personal and business financial planning. In Kansas City and Overland Park, advisors help entrepreneurs manage cash flow, employee benefits, and retirement plans like 401(k)s or SEP IRAs. They provide guidance on tax planning, profit allocation, and risk management strategies that protect both the business and the owner’s personal net worth. A qualified financial planner understands local regulations, income tax considerations, and succession planning for privately held companies. Wealth advisors also assist with asset management, insurance coverage, and portfolio diversification to balance risk and growth. For long-term sustainability, financial consultants analyze business valuations, shareholder distributions, and investment opportunities. By combining financial consulting with personal financial goals, small business owners can maximize profitability and retirement readiness. Professional advice from a fiduciary financial advisor helps business owners make sound financial decisions that support both lifestyle and legacy.
A Certified Financial Planner (CFP) develops a personalized investment strategy by first assessing your financial situation, including income, debt, assets, and long-term goals. They then evaluate your risk tolerance to determine an appropriate asset allocation across equities, bonds, and alternative investments. A CFP in Kansas City or Overland Park considers factors such as tax planning, estate planning, and retirement income needs to build a diversified portfolio. They might monitor market and economic trends, such as interest rates and corporate earnings, to adjust investment strategies over time. Wealth management professionals also help align philanthropic interests, real estate investments, and business ownership with personal financial goals. Using insights from financial markets and regulatory standards set by the CFP Board, financial planners provide disciplined, research-based advice that adapts to changing market conditions. The result can be a well-structured plan that balances growth and protection, supporting long-term financial stability and confidence.
Ongoing financial consulting ensures that your financial plan evolves with life changes, market shifts, and economic trends. Financial advisors provide consistent portfolio reviews, risk assessments, and financial planning updates to keep goals on track. In Kansas City, top financial consultants offer proactive guidance around tax laws, investment opportunities, and retirement income optimization. Wealth management isn’t a one-time service; it’s a lifelong partnership focused on education, discipline, and measurable results. Financial advisors track progress toward milestones like retirement goals, debt reduction, homeownership, and charitable giving. They help clients adapt to inflation, interest rate changes, and policy updates from the Federal Reserve or government. Regular financial consulting builds accountability, confidence, and peace of mind by aligning every financial decision with a client’s long-term vision. The best financial advisors provide steady, transparent, and research-driven support that leads to lasting financial independence and true prosperity.